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Government Coronavirus Stimulus Package

Posted by XO Accounting on Mar 16, 2020 9:15:00 AM

The government has announced a range of measures to support the economy, business and employment in the face of the Coronavirus health crisis. The measures include the below.

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Topics: small business, business owner, ATO, Coronavirus

Get paid first – why your salary should be your business’s first monthly expense

Posted by XO Accounting on Mar 2, 2020 9:15:00 AM

It’s the line item most often left out of a small company’s budget: the business owner’s salary.

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Topics: small business, entrepreneur, financial planner, business owner, salary

How to ask the right sales questions

Posted by XO Accounting on Jan 20, 2020 10:00:00 AM

Sales is about addressing your customers’ needs and problems. By understanding the issues clients face, you can show them how your solution solves their problem.

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Topics: business, sales, small business

Want to chat about business plans for the new year?

Posted by XO Accounting on Jan 10, 2020 8:16:00 AM

 

Business Planning for 2020

It’s hard to believe but the new year has come!

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Topics: small business, management, planning

Tactics for paying down debt faster

Posted by XO Accounting on Dec 9, 2019 9:23:00 AM

Very few business owners have the means to operate without borrowing at start up, or later on when it’s time to invest in growth.

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Topics: financial, debt, freelancer, small business

Separating personal and business expenses

Posted by XO Accounting on Dec 2, 2019 9:01:09 AM

There are some things in life that go together well and others that definitely do not. Business and personal finances are in the category of items that should not be mixed. Although it may seem like a headache to keep them separate—who wants to manage all those bank accounts?—your life will be greatly simplified once you separate your personal and your business finances, especially your expenses.

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Topics: expenses, small business

Tips for switching off during the holidays

Posted by XO Accounting on Nov 18, 2019 9:31:00 AM

The holiday season is once again here, and with it comes time to relax, focus on family and friends and take stock in what is really important in life. Unless you’re a small business owner. Every small business owner knows that being away from the office can be just as stressful as being in it.

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Topics: small business, holiday

Three reasons why you need small business insurance

Posted by XO Accounting on Oct 22, 2019 9:09:19 AM

If your small business operates on a tight budget you might be tempted to eliminate costs that you think aren’t necessary. Often small business owners choose to go without business insurance as a way of saving money, but doing so can be incredibly costly in the long run.

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Topics: expenses, small business, insurance

Creating a financial plan

Posted by XO Accounting on Jul 29, 2019 9:08:28 AM

Depending on the current state of your finances, financial freedom might seem a long way away. For many people, financial freedom—when you don’t have to worry about how to pay the bills and your money is invested and making money for you—is a far off dream. What they don’t understand is how close financial planning can get them to that dream.

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Topics: financial, small business, planning

9 Things You Need to Remember While Negotiating Contracts

Posted by XO Accounting on Jul 8, 2019 12:46:00 PM

There are several aspects of business that can only be learnt through actual experience. One of them is negotiating contracts.

Several people fear the negotiation process because it is an intrinsically uncomfortable process. Asking for more money or making personal demands doesn't come naturally to everyone. But with the right toolkit, you can breeze through contract negotiations. And you'd better get used to it, because you'll have to handle a lot of contracts whether you're a business owner or a company employee.

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Topics: small business, contracts, negotiation

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